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Amma Vodi : Reasons for Aadhaar Based Payments Rejections and Action to be Taken

Amma Vodi : Reasons for Aadhaar Based Payments Rejections and Action to be Taken

Amma Vodi : Reasons for Aadhaar Based Payments Rejections and Action to be Taken

S.No

Error Message

Action to be Taken

1

Aadhar mapping doesn't exist
/ Aadhar number not mapped
to IIN

1.Beneficiary has to submit the NPCI Consent form to the Bank
for mapping of Aadhaar number to the Bank account.
(or)
2. If the Beneficiary is not having an account, a new account
should be opened in Public Sector Banks and Aadhaar number
has to be mapped to his account number along with the NPCI
Consent form.

2

Account Closed

As the account has been closed, the Beneficiary has to open a
new account in Public Sector Banks or if he has already having an
account with some other bank then NPCI consent form to be
obtained from him and seeded into the bank records

3

Inactive Aadhar

Aadhaar can be inactive due to:
1. Duplicate Aadhaar number (or)
2. No updation of mandatory biometrics (or)
3. Profile updation

Action to be taken:

1. Beneficiary should reach bank and ask branch manager to de-
link and link again, as there may have been Aadhaar profile
updation after linking

(or)

2. Beneficiary should update his/her/their biometrics and submit
the NPCI Consent form to the Bank for mapping of Aadhaar
number to the Bank account.

(or)

3. Beneficiary can open a new savings account in Public Sector banks

4

Account Holder Expired

If the customer expired, no further credits will be allowed into
the account.

5

Aadhaar Number not mapped
to Account Number

1. The Aadhar Number particulars together with the Bank
consent form is to be submitted to the concerned Bank branch
for seeding and mapping with NPCI.
(or)
2. Beneficiary can open a new savings account in Public Sector
banks

6

KYC Document Pending

1. The account might have been opened initially as a Zero
balance account as the threshold limit for maximum balance or
credits have been crossed, the account requires all the relevant
documents for address proof and identity proof for continuing
the account as a normal account with minimum balance etc.
(or)

 

2. Beneficiary can open a new savings account in Public Sector
banks

7

Account reach maximum
Credit Limit set on account by
Bank

1. The account was opened as a Zero balance Simple account. In
such accounts the maximum amount of total credits in a year are
Rs.50,000/- If it exceeds either of the conditions it will not allow
further credits. The account has to be converted as a normal
(regular) Savings Bank account by submitting the relevant KYC
documents and maintaining the minimum balance
(or)
2. Beneficiary can open a new savings account in Public Sector
banks

8

Amount Exceeds Limit set on
Account by Bank for Credit per
Transaction

1. The account was opened as a Zero balance Simple account. In
such accounts the maximum that can be credited on a day is
Rs.10,000/- and amount of total credits in a year are Rs.50,000/-
If it exceeds either of the conditions it will not allow further
credits. The account has to be converted as a normal (regular)
Savings Bank account by submitting the relevant KYC documents
and maintaining the minimum balance
(or)
2. Beneficiary can open a new savings account in Public Sector
banks

9

"Invalid Account Type

1. The amounts can be credited to only Savings Bank accounts. If
the particulars of other accounts are seeded, they should be
reseeded and particulars of a Savings bank account to be
provided for seeding. If there is any problem with the existing
bank branch for opening a separate account a new account can
be opened in Public Sector Banks with another bank and the
account number seeded.
(or)
2. Beneficiary can open a new savings account in Public Sector
banks

10

A/C Blocked or Frozen

1. The reasons for blocking the account have to be obtained from
the bank branch concerned and arrangements to be made get
the blocked flag removed.
(or)
2. Beneficiary can open a new savings account in Public Sector
banks

11

Invalid Bank Identifier

Beneficiary need to open a new savings account in Public Sector
banks

12

Participant not mapped to the
product

Beneficiary need to open a new savings account in Public Sector
banks

13

Unclaimed / DEAF accounts

Beneficiary need to open a new savings account in Public Sector
banks

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